Assess students' ability to apply personal budgeting and debt-repayment strategies to create a semester-long financial plan for an undergraduate. Given a scenario with income sources (part-time work, financial aid, parental support), recurring expenses (tuition, housing, food, transport, textbooks), and existing debts (student loans, credit cards), tasks include: build a monthly budget and cash-flow projection; choose and justify a debt-repayment approach (minimums, snowball, avalanche) and compute repayment amounts and interest impact for the semester; allocate emergency savings and short-term goals; and revise the plan for an income shock. Require numeric calculations, justification of prioritization, and a concise spreadsheet or table summarizing the plan and trade-offs.