Assess the candidate’s ability to design an integrated macroprudential and fiscal policy framework to mitigate systemic risk from rapid fintech-driven household credit expansion in emerging markets while preserving financial inclusion. Tasks: (a) diagnose transmission channels and systemic indicators; (b) propose calibrated macroprudential instruments and complementary fiscal measures (including targeting, sequencing, and coordination mechanisms); (c) specify governance, data/monitoring architecture, communication strategy, and safeguards for vulnerable households; (d) outline evaluation metrics and a stress-testing/simulation approach; and (e) discuss trade-offs, distributional impacts, and implementation constraints in a concise policy roadmap with justification.