Assess students' ability to analyze how cognitive biases (e.g., anchoring, present bias, loss aversion, overconfidence, confirmation bias) influence common personal finance decisions faced by early-career adults — including budgeting, saving, investing, credit use, and salary negotiation — by evaluating case scenarios, identifying bias-driven errors, estimating behavioral costs, and proposing evidence-based mitigation strategies and nudges to improve long-term financial outcomes.