Assess and compare long-term financial outcomes of multiple college funding strategies (family savings, scholarships/grants, work-study, federal/private loans, and delayed enrollment/part-time work). Students will apply opportunity cost, compound interest (PV/FV), loan amortization and repayment schedules, and debt-to-income (DTI) scenarios to calculate net costs, project balances, perform sensitivity analysis, and make evidence-based funding recommendations.